On-Line Pre-Discharge Bankruptcy Education

The United State Bankruptcy code requires that all filers of bankruptcy complete an approved financial education course with an approved agency* like Consumer Credit Counseling Service of N. Colorado and SE Wyoming before your debts can be discharged. We are pleased to offer the financial education program “Money In Motion” which can be completed online.

(CCCS also offers the course at least monthly in a classroom setting and you can check our course calendar for the next offerings and locations.)

This course satisfies the requirements of the bankruptcy code for pre-discharge education for Colorado and Wyoming persons who have filed bankruptcy in those states.

Money In Motion

“Money In Motion” which is taught through an online curriculum addresses financial education issues that will give you the tools to help you prevent future financial problems and help you get your financial life on firm ground after your bankruptcy. Key topics include:

• Rebuilding your finances after bankruptcy
• Developing and following a budget
• Understanding and using credit
• Recognizing “Predatory Lending”
• Identity Theft

You can set your own pace and work through the materials at your convenience through the on-line course. At the completion of the course, you will be provided with the Certificate that you will need to provide to the courts to have your debts discharged.

Approximate Course Length: 2 hours

Bankruptcy Filing Location: You must have filed your bankruptcy in Colorado or Wyoming.

Certificate will be issued: This certificate is required by the court to be obtained by you after your bankruptcy has been filed but before your debts are discharged. Your certificate will verify that you completed the course and you will be able to file the certificate with the Bankruptcy Court during the process to have your debts discharged. CCCS of N. Colorado and SE Wyoming is approved* by the Executive Office for the U.S. Trustees (EOUST) to issue this required certificate in compliance with the Bankruptcy Code.

Cost of Online Course - $25 for single filers and $40 for joint filers

Payment may be made by clicking on the pay online button at the end of the disclosures with a Visa or MasterCard Debit Card or by mailing a money order or cashiers check with your contact information to CCCS, Attn: Bankruptcy Education On-Line Course, 1247 Riverside Ave., Fort Collins, CO 80524. (Joint filers such as husband and wife must each take the course individually and pay separately if both are filing for bankruptcy.) The fee may be waived in certain hardship cases.

*CCCS of N. CO & SE WY is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of the agency’s services.